Stripe is a service that allows online transactions. It is widely used by dropshippers because it allows easy transactions in more than 25 countries.
However, it is more and more frequent to hear its users complain about it. The company, being the market leader, is always more demanding towards its members. Moreover, you have to wait sometimes up to a few weeks after a transaction before getting access to the money.
In addition, it will block accounts sometimes for no apparent reason and therefore block your money.
It is therefore time to look at the existing alternatives to Stripe and find a very good replacement. Here are 12 alternatives to Stripe with their advantages and disadvantages to help you make your choice.
1 alternative to Stripe: Amazon Pay
Just like PayPal, by using Amazon Pay, you have a world-renowned and trusted payment method. The connection and payment process is incomparably fast thanks to the storage of user information.
The advantages
You have one of the best security guarantees on the market.
The creation of an account and its use is very simple.
Used worldwide.
Amazon Pay provides merchants with tools to improve their conversion rate.
The disadvantages
There are some random fees (domestic processing fees or cross-border processing fees).
Integration with an online store can be a bit complex for beginners.
2 alternative to Stripe : Authorize.Net
This platform is specialized for e-commerce. Thus, you will not be able to make transactions with your family or friends.
The advantages
One of the first concerns of the platform is reliability and security. This is a big advantage if you want to be serene for your e-commerce.
There is a free mobile application.
A customer support among the best of the market.
The account creation and installation on your site totally free.
The disadvantages
High monthly fees (about $25).
1.5% is taken on international transactions.
3 Alternative to Stripe: BlueSnap
This is a payment platform that comes from Great Britain but accepts external payments. BlueSnap relies on a network of over 30 banks.
The advantages
The platform accepts more than 100 currencies.
Foreign transactions are well managed and approved.
The platform accepts all types of payment (credit card, bank card, SEPA, Alipay…).
The disadvantages
The interface is in English.
The account validation process is a bit long.
The platform is complete and can seem complex.
4 Alternative to Stripe: Braintree
Braintree belongs to the PayPal group but operates as an independent company. It is a payment gateway but also a storage for your credit cards.
The advantages
The platform accepts all forms of payments.
Braintree provides you with features to help you manage your transactions.
You have the possibility to make payments via mobile.
Braintree integrates a special system for payments on the market.
The disadvantages
Installing Braintree on your site is a bit complex, you need to have some knowledge about it.
The gateway requires a separate merchant account.
There are several “small” fees besides the standard transaction fees.
5 Alternative to Stripe: Cardinity
The platform is ideal for businesses and startups in the European Union. It offers a merchant account and accepts many providers such as Mastercard, VISA, Maestro, Carte bleue…
The advantages
Cardinity focuses on fraud detection to offer a secure system.
Transaction costs are among the lowest on the market (1.3% of the payment and 0.25 € flat fee).
The platform offers a relatively simple billing system.
Registration is easy and free.
The disadvantages
A customer service often criticized
6 Alternative to Stripe: Google Pay with Google Busines.
Google Pay is a widely used online payment method worldwide. Transactions are fast and easy. With the installation of Google Business on your site, you can accept Google Pay payments.
The advantages
Transactions are almost instantaneous.
Payment via smartphone is available and easy.
A reputable and solid security system.
There are no hidden fees.
The disadvantages
iPhones are excluded from mobile payment.
Google Business needs to develop further.